Tools & Data Companies

Zone21.com is a comparison and risk-assessment platform for Bitcoin-backed lending providers. The platform assigns numerical risk scores to centralized finance (CeFi) and decentralized finance (DeFi) lending platforms, with scores ranging from 29 (low risk) to 90 (critical risk). Risk assessments are based on custody models, rehypothecation practices, loan-to-value (LTV) ratios, and know-your-customer (KYC) requirements. The platform covers multiple lending providers and presents comparative data including interest rate ranges, liquidation thresholds, and accepted collateral types in structured tables. Users can customize comparisons between providers. The platform generates and publishes provider rankings.