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Crypto Finance & Business Tools

Request Finance Review

4.0

Price: Free (for freelancers) - $9000 per month

Overall
4.0
Ease of Use
3.5
Features
4.5

Best For

Web3 Startups and Scaleups
DAOs and Foundations
Freelancers and Contractors
CFOs and Accountants

Pros & Cons

Pros

  • Industry-leading "crypto-to-fiat" feature
  • Batch payment gas savings
  • Clean audit trails
  • Non-custodial
  • Syncs relatively well with Xero and QuickBooks

Cons

  • Not a "full-service" payroll provider
  • Sync delays and errors
  • Fee on crypto-to-fiat

Feature Breakdown

FeatureRatingDetails
Invoicing
5.0
Best-in-class for creating professional invoices that accept crypto but can settle in fiat bank accounts (or vice versa).
Crypto payroll
4.0
Excellent for batch-paying 100+ people in one click to save gas, but it doesn't handle tax filings/EOR like Deel does.
Accounting sync
4.0
Syncs with Xero/QuickBooks for 95% of transactions, though complex multi-chain swaps sometimes need manual adjusting.
Batch payments
4.5
The ability to bundle 50 different invoices (even with different tokens) into one single wallet transaction is a massive money saver.
Compliance
3.5
Good for generating audit trails and "proof of payment" links, but it is not a tax advisory tool and won't flag risky wallets for you automatically.

See It In Action

Video Tutorials

Request Accounting | How to Sign up and Set up your account?

Pricing

Request Finance offers a freemium model ideal for freelancers but scales up for companies.

Freelancer

Free
For Freelancers and Contractors
Invoices (up 5 invoices/m)
Accept payments in Stablecoins and Fiat
Automated, real-time reconciliation
Reimbursement Requests (via dedicated mobile app)
Invite Employer

Basic

$600 per month
With 30-day free trial
Ideal for small businesses
Stablecoins & crypto transfers (up to $50,000/m in volume included)
On-/Off-Ramp (0.45% to 1.00% fee)
Cross-border payments
Stablecoin account (Soon)
Business Mastercards (Soon)
Unlimited cards
Fund 1:1 in stablecoins
Spending controls
Bill management & import (OCR)
Pay via stablecoins, ACH, SEPA, SWIFT, and more
Payroll templates
Reimbursement requests (via dedicated mobile app)
Unlimited invoices
Automated reconciliation
Transaction import (for up to 50,000 transactions)
QuickBooks Online and Xero integrations
Treasury & portfolio views
Human support via Email & Chat (median response time 2h)

Pro

Custom pricing
Ideal for medium businesses
Everything in Basic, plus:
Stablecoins & crypto transfers (tailored volume)
On-/Off-Ramp (0.4% to 0.95% fee)
Business Mastercards (Soon)
Advanced spending controls
Approval policies
Transaction import (tailored transaction limit)
Advanced accounting rules
NetSuite integration (Soon)
Request a custom report
Custom currency
Transaction insurance
Test payments
Dedicated senior customer success manager
White-glove onboarding priority
Support via Slack

Premium

$9,000 per month
Managed services
Everything in Pro, plus:
Stablecoins & crypto transfers (unlimited)
On-/Off-Ramp (custom fee)
Transaction import (unlimited transactions)
Custom ERP integrations
AP & AR management
Accounting-ready
Stablecoin account management
Custom development

Alternative Options

NOWPayments

NOWPayments

A simple crypto payment gateway that lets businesses accept 250+ cryptocurrencies with automatic conversions.

Learn More
BitPay

BitPay

A well-established crypto payment processor that enables merchants to accept Bitcoin and convert it instantly to fiat.

Learn More
Confirmo

Confirmo

A crypto invoicing and payment platform designed for businesses wanting compliant, EU-friendly cryptocurrency payment processing.

Learn More

Final Verdict

Request Finance is a strong all-in-one solution for managing crypto and fiat invoicing, payroll, expenses, and cross-border payments. It shines for freelancers, Web3 companies, and global teams needing fast, secure, and flexible payments across multiple currencies and blockchains. While network fees, limited invoice customization, and crypto-specific risks may affect certain users, its ease of use, automation, and non-custodial design make it a reliable modern finance tool. Overall, it’s a practical choice for crypto-friendly businesses.

Recommended For

Freelancers and contractors, web3 companies and DAOs, small to medium crypto-friendly businesses, global teams paying remote workers in different currencies or stablecoins, and finance teams that want simple reconciliation, exports, and automatede workflows.

Not Suitable For

Businesses that operate strictly in fiat and have clients who don’t use crypto at all, large enterprises needing deep ERP-style customization or advanced accounting features, users who want predictable fees and want to avoid blockchain network costs or crypto price volatility, and beginners uncomfortable with crypto wallets, networks, or digital asset management.

Frequently Asked Questions

What is Request Finance?

Request Finance is a platform for sending invoices, paying bills, and managing payroll in both crypto and fiat currencies.

Can I use Request Finance without crypto?

Yes, but it’s most useful if you use or receive crypto payments. Pure fiat users may find fewer benefits.

Can I send invoices in fiat and get paid in crypto?

Yes. You can invoice in one currency and receive payment in another, including stablecoins.

Does Request Finance charge monthly fees?

No monthly subscription is required. Fees vary depending on the payment method and network.

Is Request Finance available worldwide?

Yes. It supports global invoicing and cross-border payments as long as crypto is legal in your country.