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Claim free listingSaturn (Saturn Labs) issues a yield-bearing stablecoin system built on top of MicroStrategy's STRC, a Bitcoin-linked credit instrument. The protocol offers two tokens: USDat, a non-yielding stablecoin backed 100% by tokenized U.S. Treasuries, and sUSDat, a staked variant backed by STRC digital credit that accrues yield as STRC dividends accumulate. The protocol targets 11%+ on-chain yield using institutional-grade Bitcoin-collateralized credit as the reserve base, positioning itself as a transparent RWA-backed stablecoin alternative. Saturn raised $800K in early 2026 and references $8.5B in digital credit market size and $100M+ in average daily STRC volume.
Sky.money positions itself as a user-friendly gateway to the decentralized Sky Protocol. Built around the USDS stablecoin, Sky Protocol offers a permissionless infrastructure for various DeFi (Decentralized Finance) applications. Unlike centralized exchanges, Sky.money operates as a non-custodial front-end, meaning it doesn't hold user funds or act as an intermediary. This approach prioritizes user control over their assets while offering access to the functionalities of the Sky Protocol ecosystem. Through Sky.money, users can potentially interact with various DeFi services powered by Sky Protocol. These services could include swapping assets, earning interest on their holdings, or participating in other decentralized financial activities. It's important to note that Sky.money itself doesn't provide these services directly; it serves as a bridge between users and the broader Sky Protocol ecosystem.
Overlayer is a decentralized finance protocol that converts stablecoins (USDC, USDT) into composable, yield-bearing overlay tokens (C+ and T+) by deploying deposited capital into Aave lending pools. Users deposit stablecoins and receive non-rebasing overlay tokens that function across decentralized finance applications. These tokens can be staked in their staking variants (sC+, sT+) to access yield derived from on-chain lending returns. The protocol operates as a non-custodial system governed entirely by smart contracts. It employs an omnichain architecture using cross-chain messaging similar to LayerZero to maintain unified token supply across multiple blockchain networks. The protocol is designed for decentralized finance protocols, decentralized exchange liquidity providers, and protocol treasuries that require productive stable asset positions without leverage requirements or token lockup periods. The protocol has completed security audits by Beosin and Hacken.