BNPL Pay is on a mission to revolutionize the global credit markets by providing users with fast, secure, and uncollateralized lending options. Their unique protocol enables borrowers to access funds quickly through their distributed P2P lenders run natively on Ethereum blockchain technology. They are helping people all over the world gain financial freedom through their innovative solutions that eliminate unnecessary fees and overhead costs associated with traditional banking models. By working together with an ever-growing list of leading blockchain projects, they strive to build a future where anyone can obtain loans without fear of excessive interest rates or being turned down due to lack of collateral. Their goal is to create a decentralized world in which every individual has easy and equal access to finance regardless of their existing assets or credit history; this is their vision for financial inclusion.

Euler Labs is the developer of Euler: a permissionless lending protocol with reactive interest rates. Euler enables borrowers and lenders to interact without the need for a third party, resulting in faster, more secure, and more affordable loans. The company's mission is to make borrowing and lending easier and more accessible for everyone. With Euler, they are working to build a fairer financial system that puts people first.
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Clapp is a next-generation, all-in-one digital asset management platform offering users unprecedented control, security, and seamless access across global financial markets. At the heart of Clapp lies a powerful and efficient trading system. Its proprietary technology stack aggregates liquidity from and orchestrates trading across a wide network of different exchanges and liquidity providers, including both centralized (CEX) and decentralized (DEX) platforms.
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Aave is the global leader in decentralised lending and borrowing services, allowing users from anywhere around the world to securely access liquidity at competitive rates. Featuring a completely open-sourced, non-custodial protocol on Ethereum, Aave enables users to borrow or lend ETH, DAI and EURS without having to trust centralized exchanges. Through their powerful platform, they empower individuals everywhere by providing them access to faster, more accessible financial products than ever before. Their mission is simple: provide people with security tools that enable them to unlock their full potential. Their vision for the future of finance is one where everyone has equal opportunity and prosperity – which begins with equitable access to digital assets and financial services for all.
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Aurigami is a decentralized, non-custodial money market operating on the Aurora network, an EVM-compatible blockchain built on the NEAR protocol. It allows users to lend and borrow assets in a permissionless and transparent manner, facilitating the efficient allocation of capital within the Aurora ecosystem. Being non-custodial, Aurigami ensures that users retain full control of their assets at all times, mitigating the risks associated with centralized exchanges or lending platforms. The platform's design fosters a dynamic and liquid market, enabling users to earn interest on their idle assets by lending them to borrowers. Simultaneously, borrowers can access the liquidity they need to participate in various DeFi activities, such as trading, yield farming, or participating in governance. Aurigami's smart contracts automate these processes, ensuring secure and efficient transactions. By leveraging the speed and scalability of the Aurora network, Aurigami aims to provide a seamless and cost-effective user experience. It contributes to the overall growth of the Aurora DeFi ecosystem by providing essential infrastructure for lending and borrowing, thus unlocking the potential of decentralized finance for a wider audience.
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